Disability and Distress: The Effect of Disability Programs on Financial Outcomes

from Health Economics at http://bit.ly/2CsbyWG on March 19, 2019 at 03:10PM We provide the first evidence on the relationship between disability programs and markers of financial distress: bankruptcy, foreclosure, eviction, and home sale. Rates of these adverse financial events peak around the time of disability application and subsequently fall for both allowed and denied applicants. […]

Information Source and Cigarettes: Experimental Evidence on the Messenger Effect

from Health Economics at http://bit.ly/2UK6MLw on March 19, 2019 at 03:10PM We examine the importance of information source (the ‘messenger’) on consumer choice in the context of cigarettes, electronic and tobacco. We proxy choice with intentions to use cigarettes and risk perceptions. We experimentally vary the messenger across three information sources: government, physicians, and private […]

School Bus Emissions, Student Health, and Academic Performance

from Health Economics at http://bit.ly/2UK6og2 on March 19, 2019 at 03:10PM Diesel emissions from school buses expose children to high levels of air pollution; retrofitting bus engines can substantially reduce this exposure. Using variation from 2,656 retrofits across Georgia, we estimate effects of emissions reductions on district-level health and academic achievement. We demonstrate positive effects […]

Information and Behavioral Responses with More than One Agent: The Case of Domestic Violence Awareness Campaigns

from Health Economics at http://bit.ly/2Csb2bc on March 19, 2019 at 03:10PM Behavioral interventions often provide information to help improve outcomes and many focus on settings with only one decision maker. We explore the case where two agents have opposed goals and show that information campaigns worsen outcomes. Using exogenous variation in the intensity of nationwide […]

Pay What Your Dad Paid: Commitment and Price Rigidity in the Market for Life Insurance

from Health Economics at http://bit.ly/2UHE7Xm on March 19, 2019 at 03:10PM Life insurance premiums display significant rigidity in the data, on average adjusting once every 3 years by more than 10%. This contrasts with the underlying marginal cost which exhibits considerable volatility due to the movements in interest and mortality rates. We build and calibrate […]